Credit Limits for Customers – How to Set

Credit limits protect you from over-exposure when selling on udhar.

Why Set Limits

• Risk control – Cap how much any one customer can owe
• Cash flow – Avoid too much capital locked in dues
• Collection – Easier to collect smaller amounts

How to Decide

1. Track record – Long-term reliable customers: higher limit
2. Income/repayment – Can they pay back in time?
3. Order size – Typical purchase value
4. Industry norm – 7–15 days credit is common for kirana

Example Limits

• New customer: ₹2,000–5,000
• Regular, good payer: ₹10,000–20,000
• Long-term trusted: ₹50,000+

Enforce Gently

• Communicate limits clearly
• Hold new orders until overdue is cleared
• Raise limits when they pay on time consistently

Stockkeeper tracks dues per customer so you can set and monitor limits. Join the waitlist.